Loan Application

    • 1. Getting Started
    • 2. Loan Information
    • 3. Your Information
    • 4. Confirm & Submit

We make it easy for you to apply for a loan online. The application process should take between 5 and 20 minutes, depending on your connection speed and the information you have available. Once completed, we’ll contact you for further details. Please note that if you are applying for a loan with a co-applicant, your application will continue past the main screens to gather co-applicant information as well.

To apply, please make sure you have the following information handy:

  • If applicable, your co-applicant’s SIN #, date of birth, employer’s name and number.
  • Monthly expenses such as rent, mortgage payments, alimony, etc.
  • Assets including bank accounts, investments, vehicles, real estate, etc.
  • Liabilities including car payments, loans, credit card debt, etc.

If you need assistance at any time, please call Kootenay Savings at 1-800-665-5728.

If you don't have time to complete your application today, you can save and return to it later.

All fields required unless indicated


To apply, you must meet these requirements:

  • You are 19 or older.
  • You are resident of British Columbia.
  • You have not declared bankruptcy in the last 7 years.

Regulatory Questions